Miscellaneous

What You Should Do if You Get Caught Driving in a Flood 

Flooding roads can be a hassle at best and deadly at worst. Even with notification systems in place, a flash flood can take you by surprise. If you get caught driving in a flood, it is important to stay safe and take necessary precautions. Here are some tips for what to do if you find yourself in this situation:

1. Pull Over

Pull off the road as safely and quickly as possible. With flooding, it is likely that roads will be slippery, making it difficult to drive. You never know if just around a bend, water is pooling in the road and could make it impossible to pass. Pulling off to the side of the road will help reduce your chances of getting into an accident or getting stuck.

2. Call For Help

Call a tow truck for assistance. If you are unable to move your car, due to the water levels being too high, it is important to call a tow truck that is equipped with the tools needed to remove your car safely and quickly. Taking the precaution is advised as water levels can change rapidly and getting stuck can be dangerous. Taking your vehicle to an auto body shop after the fact, for an inspection is also a recommended process to ensure your vehicle was not damaged.

3. Notify Insurance

Contact your insurance company. Letting your insurance know that you were caught driving in a flood will help them process any potential claims related to the event more efficiently. While you may not notice damage right away, should anything occur after the fact due to water logging or flooding, the more information your insurance adjuster has, the faster they can process your situation and get you back on the road.

4. Avoid High Water

Avoid attempting to drive through the water if at all possible. Regardless of vehicle height, driving through standing water is never a good idea and can be detrimental to vehicle function if water gets into the engine or electrical system. Driving though moving water should be avoided at all cost not just to prevent damage to your vehicle but for safety as well! Even one foot of moving water can carry away most cars, so it is important to avoid attempting to drive through it.

5. Document

Take pictures of the situation for documentation. Documenting the flood waters, as well as any potential damage that happened to your car or other property, can help you in case there are any legal proceedings related to the event. Insurance companies, as well, may want documentation of circumstances to better process your claim. So make sure you take clear pictures from multiple angles of your vehicle, the surrounding flooded areas and any other property involved in such cases.

It is important to remember that driving in a flood can be dangerous to both you and any other drivers in the area. Taking measures to stay safe and protect yourself is key to navigating this type of situation. If you find yourself caught driving in a flood, use the tips above to help you through it safely.